Are you having problems paying your mortgage? Are you months behind on your mortgage due to loss of employment or another reason?
If you answer yes to either of these questions Chris Coats and Jeni Lamberto will help sell your house at no charge to you!
Great! But, how do they do it?
It’s quite simple. We will meet with you for a free short sale evaluation and discuss the short sale process. During this meeting you’ll learn about the benefits of doing a short sale vs foreclosure. We will list your house in the MLS and begin gathering the necessary paperwork for your short sale package.
After we receive a sales contract, your short sale package will be sent to the bank. In most cases we can negotiate a full satisfaction (this is very good for you), then go to closing. Chris and Jeni know this is a troubling time for you and your family; we are on your side and want to help! Call us today: 863-944-7394.
Located in beautiful Lakeland, FL Chris Coats and Jeni Lamberto have the real estate short sale experience and knowledge you need to get the most money for your home before it's too late!
Lakeland short sale fun fact
Chris and Jeni have closed numerous short sales in over the past several years. In a sense, we are well known in the Lakeland area for closing our short sale properties in a timely manner. We rarely loose houses to foreclosure!
We love rolling up our sleeves and getting the work accomplished. Our knowledge of today's Lakeland, FL real estate market is second to none.
What areas do you guys service?
We service Lakeland, FL and its surrounding cities including Mulberry, Auburndale, and Winter Haven. Call us today for more short sale help information: 863-944-7394. Chris and Jeni can and will help you in your time of need.
Ok, but I still have some questions about the short sales.
What is a short sale? A short sale is when your lender allows you to sell your property for an amount that is less than you currently owe. For example, if the unpaid balance of the loan is $200,000 and the property’s “fair market value” is now $130,000, under a short sale the lender may accept $130,000 as payment in full. You will not receive money at the table because the house is “under water”. Your lender does not want you to foreclose. They want to help you. A short sale may be the answer to your financial hardship.
What's the short sale process? The short sale process can be smooth and seamless provided you are working with a Realtor who has extensive short sale experience. The first step is listing your home. Next we will move into the document collection stage. As soon as Chris and Jeni have the required documents from you, we will build your short sale package and send it to the bank(s).
After a short while, the bank will accept your package and the negotiation stage begins. This is the most important stage of the short sale process! Experience matters! Next we move to the short sale approval stage (a very exciting stage). Finally, we go to closing!!!
How much are Realtor fees? Zero! Because there is no equity in your house, your lender will happily pay the Realtor commissions as well as any necessary fees. In most cases, you walk away from the house paying nothing. Not a bad deal.
Should I short sale my house or let it go to foreclosure? One of the first things that come to mind with homeowners is, I’m just going to walk away and let the bank foreclose! In the short term this may seem like a good idea to you. But when the dust clears there can be tough consequences, like deficiency judgments to pay back your lender for the remaining balance, wage garnishments, and possibly your job. You may be sued many years after you think it’s all said and done (a scary thought). A short sale will always be your best bet!